by Bamz | 4:17 pm

It is common knowledge that so many people make money online, millions of business transactions happen online daily, and really, it makes life way easier, and simpler. But we have people who try to make this good thing become dubious, they try to deprive unsuspecting people of their hard earned money by stealing from and deceiving them, they scam people who want to give a shot at starting or putting their businesses online, making people skeptical about the validity of making money online.

Lots of people have been scammed online, I have been scammed too, and as the saying goes; it’s once bitten, twice shy; to prevent further occurrence of this evil, it is essential that you know how to spot a scam online when you see one.

Over the years with several trials, scamming has become more sophisticated and convincing, scammers know what works for people and what doesn’t;

  • Scammers can imitate logos and communication styles of trusted companies, just to get you to do what they want. They create fake badges, letter heads, websites and other objectives to trick people into giving them information or money.
  • Scammers can use fake locations and data to make it seem as if they are in your locality or country.
  • Scammers can get personal information by hacking into your computer. They use such information to get you to trust them.

To be able to spot a scam online, you need to know that there are a few things common to a scam, and look out for these things.

Money Talks

They always talk about money eventually, and there are several ways they do this; like lottery, phishing, prizes, emails supposedly from your bank etc. They could say you won some money, or there’s something wrong with your bank, or you are a chosen winner for whatever, and you should click a link to claim your cash prize or upgrade your account.

Do Not give any personal information or bank account details through an email or link from a message. If you get any of such emails or messages, please disregard them, if it has to do with your bank, contact your bank using the last number from your statement of account email. Do Not contact any random number sent to you.



Unsecured Sites

Always check for the lock sign or ‘https’ in the address bar, the ‘s’ in ‘https’ meaning secure. Visiting insecure sites is dangerous and if you give personal or financial information on an insecure site, you just might be setting yourself up for a scam, because those information can be easily stolen. Before clicking a link, take a few seconds to hover your mouse over it and look out for where you’re being directed to.

Do Not give any personal or financial information on an insecure site. You should in fact leave such sites as soon as you see the insecure sign.

Too Easy, Too Flawless

Scammers ride on the fact that many make money online newbies, and everyone really are looking for ways to make a lot of money with very minimal efforts, or want to learn a make money secret that only very people know. So they make luscious offers to distract people from their original intent with is to get your personal information.

If it sounds too easy, too flawless, if it sounds too good to be true, then it most probably is.

Bad Grammar

Sometimes, you don’t have to look too closely to spot a scam, some of them are just learning and are very obvious. If you notice bad spelling and grammar of obvious words and punctuation marks, you just might be dealing with an overseas phishing scam.



As soon as I saw these texts and the grammatical errors, I didn’t even bother with them.

Instilling Fear

Scammers can sometimes use fear as a weapon to get you to give your personal or financial information. They could say something went wrong with your account, or your credit card has been blocked, or your data somewhere needs to be updated.

Do Not fall for such antics, and if you feel the need to check just to be safe, do not follow their directive to contact them through whatever link or number they send to you. Instead personally contact your bank, make research online, but don’t send your details to an unknown source.

Trust Your Instinct

Above all these things, trust your instinct. A scam can be devoid of all the suspicious details, but your gut instincts can tell you something is not right. If it doesn’t sit well with you, don’t go for it, it is better to be safe than sorry.

The fact that it looks legitimate doesn’t mean it is, beware of scams.






Phoenicia Oyeniyi

Yes, unfortunately there are many people waiting to dupe us. It is important that we are cautious in giving personal information online. I can usually spot a scam email a mile away – the grammatical errors tend to show red flags.

Dec 05.2018 | 07:00 pm


    Yes Phoenicia, grammatical errors are dead giveaways. But we need to be aware these guys are upgrading by the day. Thanks for the comment.

    Dec 06.2018 | 09:36 am

Kristina Rylova

Thank you for sharing – very useful tips. Nowadays it is crucial to take the information security very seriously – the amount of breaches is increasing gradully. Honestly I am still surprised that google still can not figure out some of the scam emails & they do find a way to my inbox..

Dec 06.2018 | 10:02 am


    Haha. I know right? I bet they’re on it. Till then, be careful, stay safe.

    Dec 06.2018 | 10:30 am

Tushita Raghuvanshi

Good read. I have also encountered such scam messages and calls asking for credit/debit card details. All the tips are really useful, I never try noticing bad grammar because generally, we are in when we read such messages, now I will be careful. Thank you.

Dec 06.2018 | 11:18 am


Hi Denaife, Thank you for pointing out all these things to look out for. Scammers are out there in their droves. It is so difficult to spot them sometimes, but you a correct when you say if they are offering something for nothing, it is a scam. My friend was scammed and that made me very wary. 

It is sad to read so many articles of scamming, it shows what is going on in the world today.

Dec 21.2018 | 07:23 am


    Yeah Jill. Stay safe.

    Jan 07.2019 | 10:44 am


Thank you for all of this useful information about online scam artists! I have always noticed that the easiest to spot scams are usually claiming to be from Nigeria and there is some Prince who needs to have you hold a very large sum of money for them yet you get to keep a very small portion of it which comes to a significant amount of money.

Another one I spot all the time is that there’s a problem with my bank account which will be closed, at my request, at the close of business today. I can always call the phone number they gave me to prove who I am and clear this matter up right away (And likely clear out my bank account at the same time).

I can only hope that the older community can find this article and read it. Those are the people most commonly target by this type of scam.

Great article!

Dec 21.2018 | 07:26 am


    Haha. You have certainly gotten lots of their messages. Thinking about it now, you have a point with the older community having knowledge about these things, they seem to be the most vulnerable to scams.

    Jan 07.2019 | 10:47 am

Stratos K

If you are used to look at scam for some time it’s more easy to spot what is real and what is not. Personally the number one sign for any scam is when they offer a lot of money fast. This is the best indication that what is offered is not real. As in the real world nothing comes easy and fast the same applies to online businesses. It needs hard work, patience and consistency to be successful and these scammers will never say something like this. A lot of people are in need of money and scammers take advantage of that.

Dec 21.2018 | 07:29 am


    Very true Stratos. Cheers man.

    Jan 07.2019 | 10:48 am


Thanks for your post for the public good.  What amazes me is how many come by the phone these days.

Most of the ones you mentioned are by email.  My spam setting in Gmail is always flooding and I rarely go there.  It is pretty scary that scammers can imitate logos and communication styles of trusted companies.  I think there are websites where you can plug the info into to check if something is an online scam.  

Dec 21.2018 | 07:31 am


    Yes there are, people can also just contact the companies themselves through their website, and find out if the incentive being offered is true.

    Jan 07.2019 | 10:50 am


Very concise but covers most of the methods to spot online scams. With the latest trends in technology, hackers can spoof email addresses of banks and financial institutions and make the email look very credible to gullible users who actually open emails fearing that something is wrong with their account or credit card! Then there are the lottery scams that tell us we have won millions or someone wants to donate their money to us. It is very surprising that people fall for such scams not understanding the very fact that why would any stranger want to give us their money! Overall, a good post.

Dec 21.2018 | 07:33 am


    Thank you Rudolph!

    Jan 07.2019 | 10:52 am

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