It is common knowledge that so many people make money online, millions of business transactions happen online daily, and really, it makes life way easier, and simpler. But we have people who try to make this good thing become dubious, they try to deprive unsuspecting people of their hard earned money by stealing from and deceiving them, they scam people who want to give a shot at starting or putting their businesses online, making people skeptical about the validity of making money online.

Lots of people have been scammed online, I have been scammed too, and as the saying goes; it’s once bitten, twice shy; to prevent further occurrence of this evil, it is essential that you know how to spot a scam online when you see one.

Over the years with several trials, scamming has become more sophisticated and convincing, scammers know what works for people and what doesn’t;

  • Scammers can imitate logos and communication styles of trusted companies, just to get you to do what they want. They create fake badges, letter heads, websites and other objectives to trick people into giving them information or money.
  • Scammers can use fake locations and data to make it seem as if they are in your locality or country.
  • Scammers can get personal information by hacking into your computer. They use such information to get you to trust them.

To be able to spot a scam online, you need to know that there are a few things common to a scam, and look out for these things.

Money Talks

They always talk about money eventually, and there are several ways they do this; like lottery, phishing, prizes, emails supposedly from your bank etc. They could say you won some money, or there’s something wrong with your bank, or you are a chosen winner for whatever, and you should click a link to claim your cash prize or upgrade your account.

Do Not give any personal information or bank account details through an email or link from a message. If you get any of such emails or messages, please disregard them, if it has to do with your bank, contact your bank using the last number from your statement of account email. Do Not contact any random number sent to you.



Unsecured Sites

Always check for the lock sign or ‘https’ in the address bar, the ‘s’ in ‘https’ meaning secure. Visiting insecure sites is dangerous and if you give personal or financial information on an insecure site, you just might be setting yourself up for a scam, because those information can be easily stolen. Before clicking a link, take a few seconds to hover your mouse over it and look out for where you’re being directed to.

Do Not give any personal or financial information on an insecure site. You should in fact leave such sites as soon as you see the insecure sign.

Too Easy, Too Flawless

Scammers ride on the fact that many make money online newbies, and everyone really are looking for ways to make a lot of money with very minimal efforts, or want to learn a make money secret that only very people know. So they make luscious offers to distract people from their original intent with is to get your personal information.

If it sounds too easy, too flawless, if it sounds too good to be true, then it most probably is.

Bad Grammar

Sometimes, you don’t have to look too closely to spot a scam, some of them are just learning and are very obvious. If you notice bad spelling and grammar of obvious words and punctuation marks, you just might be dealing with an overseas phishing scam.



As soon as I saw these texts and the grammatical errors, I didn’t even bother with them.

Instilling Fear

Scammers can sometimes use fear as a weapon to get you to give your personal or financial information. They could say something went wrong with your account, or your credit card has been blocked, or your data somewhere needs to be updated.

Do Not fall for such antics, and if you feel the need to check just to be safe, do not follow their directive to contact them through whatever link or number they send to you. Instead personally contact your bank, make research online, but don’t send your details to an unknown source.

Trust Your Instinct

Above all these things, trust your instinct. A scam can be devoid of all the suspicious details, but your gut instincts can tell you something is not right. If it doesn’t sit well with you, don’t go for it, it is better to be safe than sorry.

The fact that it looks legitimate doesn’t mean it is, beware of scams.